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Securities offered through Calton &
Associates, Inc. Member NASD/SIPC. Calton & Associates' Financial advisors may only
conduct business with residents of the States and/or jurisdictions for which
they are properly
registered. Therefore, a response to a request for information may be
delayed. Please note that not all of the investments and services mentioned
are available in every State. Investors outside the United
States are subject to securities and tax regulations within their applicable
jurisdictions that are not addressed on this site. Contact your local
Calton & Associates office for information and availability. "Legal" disclosure tab on
all pages if possible. On the home page if
not:
Neither Calton & Associates, Inc., nor its
Registered Representatives are engaged in rendering legal, accounting or tax
advice. If legal, accounting, or tax assistance is required, the services of
a competent professional should be sought. The hiring of a professional is
an
important decision and should not be based upon advertising. Ask for
written information stating qualifications, experience and firm
association before making a decision.
Links to third-party sites are provided for your convenience. Such sites
are not within our control and may not follow the same privacy,
security, or accessibility standards as ours. The third-party is
responsible for the content and availability of its sites, partners or
advertisers.
The information provided on this site is not intended for distribution
to, or use by, any person or entity in any jurisdiction or country where
such distribution or use would be contrary to law or regulation or which
would subject Calton & Associates, Inc. or its affiliates to any
registration requirement within such jurisdiction or country.
Calton & Associates' Financial Advisors may only conduct business with residents
of States and/or jurisdictions for which they are properly registered.
Therefore, a response to a request for information may be delayed.
Neither the information, nor any opinion contained in this site
constitutes a solicitation or offer by Calton & Associates, Inc. or its
affiliates to buy or sell any securities, futures, options or other
financial instruments or provide any investment advice or service.
Disclaimer of Warranty and Limitation of Liability The information on
this site is provided "AS IS". Calton & Associates, Inc. does not
warrant the accuracy of the materials provided herein, either expressed
or implied, for any particular purpose and expressly disclaims any
warranties of merchantability or fitness for a particular purpose. Calton &
Associates, Inc. will not be responsible for any loss or damage
that could result from interception by third parties of any information
made available to you via this site. Although the information provided
to you on this site is obtained or compiled from sources we believe to
be reliable, Calton & Associates, Inc. cannot and does not guarantee the
accuracy, validity, timeliness or completeness of any information or
data made available to you for any particular purpose. Neither Calton &
Associates, Inc., nor any of its affiliates, directors, officers or
employees, nor any third party vendor will be liable or have any
responsibility of any kind for any loss or damage that you incur in the
event of any failure or interruption of this site, or resulting from the
act or omission of any other party involved in making this site or the
data contained therein available to you, or from any other cause
relating to your access to, inability to access, or use of the site or
these materials, whether or not the circumstances giving rise to such
cause may have been within the control of Calton & Associates, Inc. or
of any vendor providing software or services support. In no event will Calton & Associates, Inc., its affiliates, or any such parties be liable
to you for any direct, special, indirect, consequential, incidental
damages or any other damages of any kind even if Calton & Associates,
Inc. or any other party have been advised of the possibility thereof. Calton
& Associates, Inc is a Registered Investment Advisor. Registered
Representatives of Calton & Associates, Inc. may also be designated to
provide advisory services as Investment Advisory Representatives (IAR).
IARs may receive fees for advisory services which are separate from
commissions received in connection with the purchase or sale of
securities. Information about Calton & Associates, Inc. advisory
services can be obtained by asking a Calton & Associates, Inc. representative for a copy
of the disclosure brochure or form ADV Part II.
Should the viewer leave this site via a link contained herein, and view
content that is not provided by Calton & Associates, Inc., the viewer
does so at its own risk. The content to which you link will not have
been developed, checked for accuracy, or otherwise reviewed by Calton &
Associates, Inc.. Calton & Associates, Inc. is not responsible for
damages or losses caused by any delays, defects or omissions that may
exist in the services, information or other content provided in such
site, whether actual, alleged, consequential or punitive. Calton &
Associates, Inc. makes no guarantees or representations as to, and shall
have no liability for, any electronic content delivered by any third
party, including, without limitation, the accuracy, subject matter,
quality or timeliness of any electronic content.
"Privacy Policy" on all pages if possible. On home page if not:
CALTON & ASSOCIATES, INC
IMPORTANT DISCLOSURE INFORMATION
PRIVACY POLICY
We value you as a customer and we take your privacy seriously. We are
committed to maintaining the confidentiality of the information
furnished by our clients. For that reason, we will inform you of our
policies for collecting, using, securing, and sharing nonpublic personal
information the first time we do business and every year after that you
are our customer.
INFORMATION WE COLLECT
We collect Nonpublic Personal Information from you, including but not
limited to:
* Your first and last name;
* Your home address or other physical address, including the street name
and name of a city or town;
* Your e-mail address;
* Your telephone number;
* Your social security number;
* Any other identifier that permits us to physically contact you, or to
contact you online;
* Salary and employment information;
* Lists of assets, financial statements, holdings reports, and
investment records; and
* Banking and insurance reports and records.
HOW WE COLLECT INFORMATION
We collect Nonpublic Personal Information about you from some or all of
the following sources:
* Information we receive from you on new account applications, and other
forms;
* Information we receive from you, in writing, electronically, through
the telephone, or through our Web site, when you communicate with us, or
request information about our products and services;
* Your transactions with us, our affiliates, and those product sponsors
with whom we have selling agreements or other arrangements for the
provision of services to you;
* Consumer reporting agencies;
* Affiliated and unaffiliated product sponsors with whom we have selling
relationships and whose products you own.
INFORMATION THAT WE DISCLOSE
We disclose Nonpublic Personal Information to affiliates and
unaffiliated third parties that provide services to us in order that we
may more effectively and efficiently service your account. We may also
disclose your Nonpublic Personal Information to affiliated or
unaffiliated third parties with whom we have contractual relationships
that allow us to provide the products or services that you have
requested through us. Examples of third parties with whom we may share
your Nonpublic Personal Information include:
* Mutual fund companies, insurance companies, and other product sponsors
to effect purchases and sales and allow for the servicing of your
accounts;
* The broker/dealer through whom we execute equity and fixed income
security transactions;
* Clearing Agencies through whom we clear and settle securities
transactions;
* Companies providing account performance and/or reporting services on
your accounts;
* Third party investment advisory firms with whom we have relationships
for the management of customer accounts;
* Companies that provide services to us to assist with the maintenance
of required books and records, and facilitate mailings on our behalf;
* State, Federal, and other regulatory authorities, where required by
law or regulation;
* Other companies, associations, agencies, third parties, and
institutions that provide services to us in order that we may more
effectively and efficiently service your account
Where we share your Nonpublic Personal Information with third parties
for the purposes noted above, we ensure that there are contractual
restrictions prohibiting their use and disclosure of that information
for any purpose other than those for which they were hired. Except under
the circumstances outlined above, we will not share Nonpublic Personal
Information with affiliated or unaffiliated third parties concerning our
current and former customers for marketing purposes or otherwise.
INFORMATION ABOUT OUR WEB SITE
If you provide your name and address on our Web Site in order to request
information about our products and services, you may voluntarily provide
additional personal information such as your occupation, age, gender,
income, marital status etc. This information will be used for evaluating
your financial needs and for our marketing and or research and
development purposes. We will not transfer this personal information to
any non-Calton & Associates, Inc. entity for commercial purposes. You
may be contacted by a Calton & Associates, Inc. registered
representative to follow-up on your interest in our products and
services.
STEPS TAKEN TO PROTECT YOUR INFORMATION
We have security practices and procedures in place to prevent
unauthorized use or access to your Nonpublic Personal Information.
Internally, your information is available to employees requiring access
to the information for various business purposes, such as processing or
servicing transactions, and those fulfilling compliance, legal or audit
functions. Our computer systems utilize password protection to prevent
access by unauthorized personnel, and we employ other physical,
electronic, and procedural safeguards to ensure the protection of your
Nonpublic Personal Information in accordance with state and federal
privacy regulations.
AMENDMENTS TO OUR PRIVACY POLICY
All material amendments to our Privacy Policy will be posted on our Web
Site. Additionally, we may send you an amended version of our Privacy
policy through the mail.
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